Book Review: Financial Peace, Revisited

I just finished Financial Peace, Revisited by Dave Ramsey with thoughts by Sharon Ramsey (Viking, 2003). I blasted through this book, both because of its readability and since the subject matter is very practical. I have been listening to this guy’s podcasts recently and his conservative Puritan view towards money (hard work ethic, no borrowing, giving/tithing, saving) resonates with what I feel is the right way to view finances. He has quite the following on his radio show and in his live events. He has also taken the American church by storm, offering his “Financial Peace University” curriculum at a church or school near you.

In his book, Dave shares how he lost BIG in real estate in his twenties – nearing bankruptcy, only to gain it all back again using the money principles about which he now teaches. Has what he calls the “Baby Steps” to financial freedom – starting with things like saving up an emergency fund and getting out of consumer debt. Then he encourages people to save for retirement and college – and then pay off the house. He teaches that ideally, nobody should take out a mortgage but should buy a house with cash. But if people area already in a mortgage, then they should “get mad” until it is completely paid off. We work harder at something, he says, if we get mad and let our emotional desire for peace and security kick in. Once the house is paid off, then they can live prosperously and philanthropically. None of this comes overnight. Financial peace is the result of hard work at our jobs and disciplined saving over the long-haul. It also means that we as consumers must curb our selfish desires to “have it all” and “have it now.” We must live well beneath our means and use the excess income to save and give.

I love this kind of teaching because it is the opposite of the “get rich quick” myths out there. We have all seen those infomercials and seen the ads: “Earn ten times the income for one-fourth of the work!” Maybe some people have achieved that. But most people cannot – because that is not reality. Work hard, give, save, spend. And make sure every penny – and no more – is allocated to one of those three categories (giving, saving, spending).

I recommend this book. We all need to deal with money in this world. This book helps up to better deal with it so that we are no longer enslaved by the money, but rather we have control over it.

Book Review – No Compromise: The Life Story of Keith Green


Melody Green and David Hazard, No Compromise: The Life Story of Keith Green (Eugene, OR: Harvest House Publishers, 2000), 392 pgs. (Paperback)

After graduating from seminary, I all of a sudden have time to read non-required reading. I started with No Compromise by Melody Green, the wife of the late Keith Green. Keith was one of the most passionate, sincere, poetic, and Spirit-inspired Christian musicians of the past century.

I devoured this book during my free time at camp in Florida last week. I could not put the book down, partly because his life story is so captivating and partly because the book is written in such a readable storytelling format. Melody co-wrote the book with a guy named David Hazard, who I guess is an experienced editor/author.

Keith Green is probably best known for some of the songs he put out, such as “Oh Lord, You’re Beautiful” and “The Easter Song.” He tragically died in a plane crash with two of his young children in 1982. He was only 28 years old.

The book chronicles the life of Keith from the cradle to the grave. He grew up as a child music prodigy, coming close to making it big in the secular music world. When it was evident that his “big break” was not coming, he slid into the hippie-drug movement of the 70’s. His spiritual search led him through every type of Eastern religion, cult, and new age philosophy. He found nothing except psychedelic drug experiences.

Then he came across the words and teachings of Jesus Christ (not organized Christianity, to which he was antagonistic). Over time, the life of Jesus and the message of full forgiveness through the love and sacrifice of Jesus appealed to him as the true way of life. That began a journey of struggling to follow Jesus and make music. He took the non-traditional route of musicians by refusing to charge for concerts or albums. He also took the non-traditional route of Christians by taking people into his home – hitchhikers, pregnant teens, and others who were “down-and-out” with no place to go. As his ministry grew, he and his wife had taken in some 70 people into their “commune” (they had to keep buying and renting more houses in their suburban neighborhood in order to keep providing space for all these people).

His concerts and music were very “in your face.” His talent was good enough to let him rub shoulders with people like Bob Dylan. Fame was at his doorstep. But his heart was to bring the message of God’s love to the world. He would challenge Christians with lyrics such as “How can you be so dead, when you’ve been so well fed? Jesus rose from the dead and you can’t even get out of bed!”

It was a warm Texas evening when Keith went on a joy ride in a plane with some friends. He took two of his children with him, leaving his pregnant wife and an infant child behind. Keith’s plane went down shortly after taking off, killing all 12 people on board. His death was a loss to the world. But Melody shares in the book that after Keith died, the Lord put a verse on her heart: “Unless a grain of wheat falls to the ground and dies, it remains only a single seed. But if it dies, then it produces many seeds.” Keith’s life and legacy spoke to the urgency of God’s good news to the world – that Jesus Christ is the only way to salvation. And salvation is God’s desire for every human on this earth – so those in the fold need to go out and tell the world about God’s love for them. He wanted to please God, help the needy, and be Christ to the world. Though he wasn’t perfect (he didn’t claim to be), God used him in mighty ways.

The book itself is a mixture of narrative, song lyrics, and journal entries from Keith’s personal journal. Many characters show up in the story, but Melody keeps the reader on track when plotting through his life story. In many ways, the book is about Melody and her own personal spiritual struggles and journey. She lost a husband and two children, so the telling of this story is just as much hers as it is Keith’s. She ends the book with an epilogue that updates the reader on how things are going in her life currently (the edition I read updated the reader up to 1987). I believe there is an edition out for the year 2000 or 2001. She may have another update in that one.

Please read this book. Brace yourself for quite a ride. You will not want to live life the same after reading this book. One of my favorite parts is when Melody shares about Keith’s “ahah” moment when reading the sermons of Charles Finney. He had a midnight encounter with the Holy Spirit while reading these sermons. He was so excited that he ran through his commune at 5 or 6 in the morning to wake everybody up and tell them about the wonderful love of God and the powerful move of the Holy Spirit that he experienced. That began a commune-wide revival that included prayer, sharing, communal confessions, worship and teaching. Hey, sounds like the church in Acts 2 if you ask me.

I wish there were more pictures in the book. I also wish Melody would have shared the “song story” (which she tells many) of “Song for Josiah.” But that is my personal preference since I love that song (it is written to his son shortly after Josiah was born). There’s more I could ramble about, but as they would say in Reading Rainbow back in the 80’s, “why don’t you see for yourself…”

By the way, I looked around on google and youtube and there are some great videos of Keith Green. Here are the best ones I could find:

“Your Love Broke Through”: The Life Story of Keith Green, narrated by Toby Mac

Performance of “Your Love Broke Through” on the 700 Club

Performance of “Asleep in the Light” at a Christian Music Festival

Teaching on “Devotions or Devotion”

Here is the official website for Last Days Ministries, the ministry started by Keith and Melody:

www.keithgreen.com or www.lastdaysministries.org (the same website)

The book can be found and purchased for less than $11 at Amazon.com by clicking here